Multi-entity architecture

Every entity is its own island of spreadsheets.

Federations and multi-country non-profits run several legal entities, each in its own currency and fiscal calendar. Consolidating them means a manual reconciliation every reporting cycle, and no one can safely see the whole picture at once.

The spreadsheet reality

  • A separate workbook per country, in a different currency.
  • Consolidation by hand at every board and donor cycle.
  • No safe way to share the full picture across teams.
  • Permissions managed by who has which file.

The Luma reality

  • Account → Company → User: many entities under one organisation.
  • Per-company currency, chart of accounts, payroll rules and fiscal year.
  • One login that switches between the entities you steward.
  • Finance, programme and ops leads on the same live numbers.

How Luma solves it

The features that turn the problem into a workflow you can run.

Multi-company

Account → Company → User

Group every legal entity under one account. Each company keeps its own currency, chart of accounts, payroll jurisdiction and fiscal year — distinct where it must be, consolidated where it counts.

F1 · Dashboard

The whole organisation at a glance

See budget health, income and spend across every entity from one dashboard, then drill into a single company without changing tools.

F10 · Settings

Roles that match the structure

Invite finance, programme and ops leads and scope access by company and role — no more managing permissions by who holds which spreadsheet.

Budget health · FY2026

Rolling vs. annual

On track
Annual ceiling Rolling actuals
Programme delivery
62%
Personnel & payroll
78%
Operations
91%

One dashboard across every entity, each retaining its own currency and rules.

Explore the rest of the platform

Every problem above connects to the next — that is the point of one integrated platform.

See it on your own numbers

We’re onboarding non-profit finance teams one cohort at a time. Request early access and we’ll be in touch.